▼ 0.50% · 3.625%
HK$18,860
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,447
−HK$596/mo
Today · 4.125%
HK$20,043
baseline
▲ 0.50% · 4.625%
HK$21,262
+HK$1,219/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,086/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,982
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$571/mo
Today · 4.125%
HK$22,115
baseline
▲ 0.50% · 4.625%
HK$23,281
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,230/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,746
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,392
−HK$655/mo
Today · 4.125%
HK$22,047
baseline
▲ 0.50% · 4.625%
HK$23,389
+HK$1,342/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,094/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,080
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,699
−HK$628/mo
Today · 4.125%
HK$24,327
baseline
▲ 0.50% · 4.625%
HK$25,609
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,654/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$715/mo
Today · 4.125%
HK$24,051
baseline
▲ 0.50% · 4.625%
HK$25,515
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,102/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,178
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,853
−HK$685/mo
Today · 4.125%
HK$26,538
baseline
▲ 0.50% · 4.625%
HK$27,937
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,076/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,518
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,281
−HK$775/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,641
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,276
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,008
−HK$742/mo
Today · 4.125%
HK$28,750
baseline
▲ 0.50% · 4.625%
HK$30,265
+HK$1,515/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$57,500/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,404
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,226
−HK$834/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,767
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,374
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,162
−HK$799/mo
Today · 4.125%
HK$30,961
baseline
▲ 0.50% · 4.625%
HK$32,594
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,922/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$894/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,830/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,473
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$856/mo
Today · 4.125%
HK$33,173
baseline
▲ 0.50% · 4.625%
HK$34,922
+HK$1,749/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,346/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,176
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,115
−HK$954/mo
Today · 4.125%
HK$32,069
baseline
▲ 0.50% · 4.625%
HK$34,020
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,138/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,571
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,471
−HK$914/mo
Today · 4.125%
HK$35,385
baseline
▲ 0.50% · 4.625%
HK$37,250
+HK$1,865/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,770/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,062
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,060
−HK$1,013/mo
Today · 4.125%
HK$34,073
baseline
▲ 0.50% · 4.625%
HK$36,146
+HK$2,073/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,146/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,669
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,626
−HK$970/mo
Today · 4.125%
HK$37,596
baseline
▲ 0.50% · 4.625%
HK$39,578
+HK$1,982/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,192/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,948
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$1,073/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$2,195/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,780
−HK$1,028/mo
Today · 4.125%
HK$39,808
baseline
▲ 0.50% · 4.625%
HK$41,906
+HK$2,098/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,616/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).