▼ 0.50% · 3.625%
HK$21,065
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,721
−HK$665/mo
Today · 4.125%
HK$22,386
baseline
▲ 0.50% · 4.625%
HK$23,748
+HK$1,362/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,772/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,435
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$638/mo
Today · 4.125%
HK$24,701
baseline
▲ 0.50% · 4.625%
HK$26,003
+HK$1,302/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,402/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,172
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,893
−HK$732/mo
Today · 4.125%
HK$24,625
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,498/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,250/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,778
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,470
−HK$701/mo
Today · 4.125%
HK$27,171
baseline
▲ 0.50% · 4.625%
HK$28,603
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,342/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,278
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,065
−HK$799/mo
Today · 4.125%
HK$26,864
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,634/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$53,728/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,122
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,876
−HK$765/mo
Today · 4.125%
HK$29,641
baseline
▲ 0.50% · 4.625%
HK$31,204
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.54M · min. income ≈ HK$59,282/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,385
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,237
−HK$865/mo
Today · 4.125%
HK$29,102
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,771/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$58,204/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,465
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,282
−HK$829/mo
Today · 4.125%
HK$32,111
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,693/mo
Deposit HK$3.23M · loan HK$6.00M · min. income ≈ HK$64,222/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,491
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$932/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$33,248
+HK$1,907/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$892/mo
Today · 4.125%
HK$34,581
baseline
▲ 0.50% · 4.625%
HK$36,404
+HK$1,823/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,162/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,598
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,581
−HK$998/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,623
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,152
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$957/mo
Today · 4.125%
HK$37,052
baseline
▲ 0.50% · 4.625%
HK$39,005
+HK$1,953/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,104/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,704
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,753
−HK$1,065/mo
Today · 4.125%
HK$35,818
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$2,179/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,636/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,496
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,502
−HK$1,020/mo
Today · 4.125%
HK$39,522
baseline
▲ 0.50% · 4.625%
HK$41,605
+HK$2,083/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,044/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,811
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$1,132/mo
Today · 4.125%
HK$38,057
baseline
▲ 0.50% · 4.625%
HK$40,372
+HK$2,315/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$76,114/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,839
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,908
−HK$1,084/mo
Today · 4.125%
HK$41,992
baseline
▲ 0.50% · 4.625%
HK$44,205
+HK$2,213/mo
Deposit HK$1.39M · loan HK$7.85M · min. income ≈ HK$83,984/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,918
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,097
−HK$1,198/mo
Today · 4.125%
HK$40,295
baseline
▲ 0.50% · 4.625%
HK$42,747
+HK$2,452/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$80,590/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,183
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,314
−HK$1,148/mo
Today · 4.125%
HK$44,462
baseline
▲ 0.50% · 4.625%
HK$46,806
+HK$2,344/mo
Deposit HK$924K · loan HK$8.31M · min. income ≈ HK$88,924/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$293,813 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).