▼ 0.50% · 3.625%
HK$19,866
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,484
−HK$628/mo
Today · 4.125%
HK$21,112
baseline
▲ 0.50% · 4.625%
HK$22,396
+HK$1,284/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,224/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,101
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,693
−HK$602/mo
Today · 4.125%
HK$23,295
baseline
▲ 0.50% · 4.625%
HK$24,522
+HK$1,227/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,590/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,852
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,532
−HK$691/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$661/mo
Today · 4.125%
HK$25,624
baseline
▲ 0.50% · 4.625%
HK$26,975
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,248/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,581
−HK$753/mo
Today · 4.125%
HK$25,334
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,668/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,521
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,232
−HK$721/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,427
+HK$1,474/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$816/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,731
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$782/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,812
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,677
−HK$879/mo
Today · 4.125%
HK$29,556
baseline
▲ 0.50% · 4.625%
HK$31,355
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,112/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,941
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$841/mo
Today · 4.125%
HK$32,612
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,224/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,726
−HK$941/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,927/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,040
−HK$902/mo
Today · 4.125%
HK$34,942
baseline
▲ 0.50% · 4.625%
HK$36,784
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,884/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,785
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$1,005/mo
Today · 4.125%
HK$33,779
baseline
▲ 0.50% · 4.625%
HK$35,834
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,558/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,361
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,309
−HK$962/mo
Today · 4.125%
HK$37,271
baseline
▲ 0.50% · 4.625%
HK$39,236
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,542/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,772
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,822
−HK$1,068/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$38,073
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,022/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$41,688
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,758
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,871
−HK$1,130/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,313
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,781
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,848
−HK$1,082/mo
Today · 4.125%
HK$41,930
baseline
▲ 0.50% · 4.625%
HK$44,140
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,860/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,363 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).