▼ 0.50% · 3.625%
HK$21,184
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,843
−HK$669/mo
Today · 4.125%
HK$22,512
baseline
▲ 0.50% · 4.625%
HK$23,882
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,024/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,567
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,199
−HK$641/mo
Today · 4.125%
HK$24,840
baseline
▲ 0.50% · 4.625%
HK$26,149
+HK$1,309/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,680/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,302
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,027
−HK$737/mo
Today · 4.125%
HK$24,764
baseline
▲ 0.50% · 4.625%
HK$26,270
+HK$1,506/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,528/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,619
−HK$705/mo
Today · 4.125%
HK$27,324
baseline
▲ 0.50% · 4.625%
HK$28,764
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,648/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,421
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,211
−HK$804/mo
Today · 4.125%
HK$27,015
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,030/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,280
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,039
−HK$769/mo
Today · 4.125%
HK$29,808
baseline
▲ 0.50% · 4.625%
HK$31,379
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,616/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,539
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,396
−HK$870/mo
Today · 4.125%
HK$29,266
baseline
▲ 0.50% · 4.625%
HK$31,047
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,532/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,637
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,459
−HK$833/mo
Today · 4.125%
HK$32,292
baseline
▲ 0.50% · 4.625%
HK$33,994
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,584/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$937/mo
Today · 4.125%
HK$31,517
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,034/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,879
−HK$897/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,609
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,776
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,764
−HK$1,005/mo
Today · 4.125%
HK$33,769
baseline
▲ 0.50% · 4.625%
HK$35,823
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,538/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$962/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,224
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,894
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$1,071/mo
Today · 4.125%
HK$36,020
baseline
▲ 0.50% · 4.625%
HK$38,211
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,040/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,707
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,718
−HK$1,026/mo
Today · 4.125%
HK$39,744
baseline
▲ 0.50% · 4.625%
HK$41,839
+HK$2,095/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,488/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,133
−HK$1,138/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,329/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,064
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,138
−HK$1,090/mo
Today · 4.125%
HK$42,228
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,456/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,131
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,317
−HK$1,205/mo
Today · 4.125%
HK$40,522
baseline
▲ 0.50% · 4.625%
HK$42,988
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,044/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,420
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,558
−HK$1,154/mo
Today · 4.125%
HK$44,712
baseline
▲ 0.50% · 4.625%
HK$47,069
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,424/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,015 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).