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At today's rate and a 90% mortgage, the deposit on this unit is about HK$427K, with repayments around HK$18,630/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$427K · loan HK$3.84M · min. income ≈ HK$37,260/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$54,307 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-14 | HK$3.70M | −26.7% 4.6y · −6.0%/yr |
| 2021-03-16 | HK$5.05M | +26.9% 4.5y · 6.0%/yr |
| 2016-09-02 | HK$3.98M | +60.5% 5.4y · 11.0%/yr |
| 2011-04-26 | HK$2.48M | +37.8% |
| 2009-11-10 | HK$1.80M | +53.8% |
| 2005-06-06 | HK$1.17M | — |