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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,429/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.80M · min. income ≈ HK$36,858/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$45,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-03 | HK$4.00M | +4.7% 0.3y |
| 2025-11-14 | HK$3.82M | +13.0% 0.6y |
| 2025-04-16 | HK$3.38M | +22.9% 17.0y · 5.0%/yr |
| 2025-02-10 | HK$2.75M | +51.9% 16.8y · 3.0%/yr |
| 2008-05-05 | HK$1.81M | +37.1% |
| 2006-05-10 | HK$1.32M | +46.7% |
| 2004-04-20 | HK$900K | −41.9% |
| 1995-11-17 | HK$1.55M | — |