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Crescira AVM · estimated value Medium confidence
HK$4.16M
≈ HK$14,438 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$416K, with repayments around HK$18,137/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,066
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,597
−HK$540/mo
Today · 4.125%
HK$18,137
baseline
▲ 0.50% · 4.625%
HK$19,240
+HK$1,103/mo

Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$36,274/mo (50% DSR)

Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$31,702 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 2 min walk · 100 m
Education
39
schools within 1 km (12 within 500 m)
Daily convenience
41
within 1 km (22 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
11/F
Flat
B
Saleable Area
288 Saleable ft²
Gross Area
431 ft²
Efficiency
67%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-02-16 HK$3.48M −18.7%
7.0y · −3.0%/yr
2019-02-21 HK$4.28M +9.7%
2.0y · 5.0%/yr
2017-01-26 HK$3.90M +117.9%
7.4y · 16.0%/yr
2009-08-21 HK$1.79M +31.6%
2006-04-22 HK$1.36M +76.6%
2003-02-25 HK$770K −55.2%
1996-05-20 HK$1.72M
Data sourced from Renavon.com