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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,963/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,926/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$23,729 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 67%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-06-17 | HK$3.48M | −22.7% 6.5y · −4.0%/yr |
| 2018-01-05 | HK$4.50M | +40.6% 3.4y · 12.0%/yr |
| 2014-07-29 | HK$3.20M | +42.9% |
| 2010-12-14 | HK$2.24M | +15.5% |
| 2010-07-02 | HK$1.94M | — |