▼ 0.50% · 3.625%
HK$20,461
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,098
−HK$646/mo
Today · 4.125%
HK$21,744
baseline
▲ 0.50% · 4.625%
HK$23,067
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,488/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,763
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,373
−HK$620/mo
Today · 4.125%
HK$23,993
baseline
▲ 0.50% · 4.625%
HK$25,257
+HK$1,264/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,986/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$712/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$681/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,553
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,317
−HK$776/mo
Today · 4.125%
HK$26,093
baseline
▲ 0.50% · 4.625%
HK$27,681
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,186/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,048
−HK$743/mo
Today · 4.125%
HK$28,791
baseline
▲ 0.50% · 4.625%
HK$30,309
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,582/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,599
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,427
−HK$840/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,987
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,385
−HK$805/mo
Today · 4.125%
HK$31,190
baseline
▲ 0.50% · 4.625%
HK$32,834
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,380/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$905/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,294
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,723
−HK$867/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,360
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,692
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,646
−HK$970/mo
Today · 4.125%
HK$32,616
baseline
▲ 0.50% · 4.625%
HK$34,601
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,232/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,144
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,060
−HK$929/mo
Today · 4.125%
HK$35,989
baseline
▲ 0.50% · 4.625%
HK$37,886
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,978/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,756
−HK$1,035/mo
Today · 4.125%
HK$34,791
baseline
▲ 0.50% · 4.625%
HK$36,908
+HK$2,117/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,582/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$991/mo
Today · 4.125%
HK$38,388
baseline
▲ 0.50% · 4.625%
HK$40,412
+HK$2,024/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,776/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,866
−HK$1,099/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$39,214
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,697
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,734
−HK$1,053/mo
Today · 4.125%
HK$40,787
baseline
▲ 0.50% · 4.625%
HK$42,937
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,574/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,830
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,164/mo
Today · 4.125%
HK$39,140
baseline
▲ 0.50% · 4.625%
HK$41,521
+HK$2,381/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$78,280/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,072
−HK$1,115/mo
Today · 4.125%
HK$43,187
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,276/mo
Deposit HK$897K · loan HK$8.08M · min. income ≈ HK$86,374/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,195 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).