▼ 0.50% · 3.625%
HK$20,925
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,576
−HK$661/mo
Today · 4.125%
HK$22,237
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,474/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,279
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$634/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$25,830
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,018
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$727/mo
Today · 4.125%
HK$24,461
baseline
▲ 0.50% · 4.625%
HK$25,950
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,922/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,607
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,294
−HK$696/mo
Today · 4.125%
HK$26,990
baseline
▲ 0.50% · 4.625%
HK$28,413
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,980/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,110
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,891
−HK$794/mo
Today · 4.125%
HK$26,685
baseline
▲ 0.50% · 4.625%
HK$28,309
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,370/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,935
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,684
−HK$760/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$30,996
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,203
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$860/mo
Today · 4.125%
HK$28,909
baseline
▲ 0.50% · 4.625%
HK$30,668
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,818/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,263
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$824/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,579
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,295
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,206
−HK$926/mo
Today · 4.125%
HK$31,132
baseline
▲ 0.50% · 4.625%
HK$33,027
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,264/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,591
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,465
−HK$886/mo
Today · 4.125%
HK$34,351
baseline
▲ 0.50% · 4.625%
HK$36,162
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,702/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,388
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,364
−HK$992/mo
Today · 4.125%
HK$33,356
baseline
▲ 0.50% · 4.625%
HK$35,386
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,712/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,919
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,855
−HK$950/mo
Today · 4.125%
HK$36,805
baseline
▲ 0.50% · 4.625%
HK$38,745
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,610/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,480
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,522
−HK$1,058/mo
Today · 4.125%
HK$35,580
baseline
▲ 0.50% · 4.625%
HK$37,745
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,160/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,014/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,069/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,573
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,679
−HK$1,125/mo
Today · 4.125%
HK$37,804
baseline
▲ 0.50% · 4.625%
HK$40,104
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,608/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,574
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,636
−HK$1,076/mo
Today · 4.125%
HK$41,712
baseline
▲ 0.50% · 4.625%
HK$43,911
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,424/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,837
−HK$1,190/mo
Today · 4.125%
HK$40,027
baseline
▲ 0.50% · 4.625%
HK$42,463
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,054/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,902
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,026
−HK$1,140/mo
Today · 4.125%
HK$44,166
baseline
▲ 0.50% · 4.625%
HK$46,494
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,332/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).