▼ 0.50% · 3.625%
HK$22,491
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$711/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,455/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$681/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,740
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$782/mo
Today · 4.125%
HK$26,291
baseline
▲ 0.50% · 4.625%
HK$27,891
+HK$1,600/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,582/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,523
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,261
−HK$749/mo
Today · 4.125%
HK$29,010
baseline
▲ 0.50% · 4.625%
HK$30,539
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$58,020/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,989
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$852/mo
Today · 4.125%
HK$28,681
baseline
▲ 0.50% · 4.625%
HK$30,427
+HK$1,746/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$57,362/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,025
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,830
−HK$817/mo
Today · 4.125%
HK$31,647
baseline
▲ 0.50% · 4.625%
HK$33,315
+HK$1,668/mo
Deposit HK$3.95M · loan HK$5.92M · min. income ≈ HK$63,294/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,148
−HK$924/mo
Today · 4.125%
HK$31,072
baseline
▲ 0.50% · 4.625%
HK$32,962
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,144/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,527
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$885/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,092
+HK$1,808/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$995/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,969
−HK$953/mo
Today · 4.125%
HK$36,922
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$1,946/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,844/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,786
−HK$1,066/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$38,033
+HK$2,181/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,531
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,538
−HK$1,021/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,644
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,985
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,105
−HK$1,137/mo
Today · 4.125%
HK$38,242
baseline
▲ 0.50% · 4.625%
HK$40,569
+HK$2,327/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,484/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,033
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,107
−HK$1,089/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,420
+HK$2,224/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,234
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,424
−HK$1,208/mo
Today · 4.125%
HK$40,632
baseline
▲ 0.50% · 4.625%
HK$43,104
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,264/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,535
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,676
−HK$1,158/mo
Today · 4.125%
HK$44,834
baseline
▲ 0.50% · 4.625%
HK$47,197
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,668/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,484
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,743
−HK$1,279/mo
Today · 4.125%
HK$43,022
baseline
▲ 0.50% · 4.625%
HK$45,640
+HK$2,618/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$86,044/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,038
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,245
−HK$1,226/mo
Today · 4.125%
HK$47,471
baseline
▲ 0.50% · 4.625%
HK$49,973
+HK$2,502/mo
Deposit HK$986K · loan HK$8.88M · min. income ≈ HK$94,942/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).