▼ 0.50% · 3.625%
HK$19,614
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,224
−HK$620/mo
Today · 4.125%
HK$20,844
baseline
▲ 0.50% · 4.625%
HK$22,113
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,688/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,821
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,406
−HK$594/mo
Today · 4.125%
HK$23,000
baseline
▲ 0.50% · 4.625%
HK$24,212
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,000/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,576
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,247
−HK$682/mo
Today · 4.125%
HK$22,929
baseline
▲ 0.50% · 4.625%
HK$24,324
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,858/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,003
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,646
−HK$653/mo
Today · 4.125%
HK$25,299
baseline
▲ 0.50% · 4.625%
HK$26,633
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,598/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,537
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,269
−HK$744/mo
Today · 4.125%
HK$25,013
baseline
▲ 0.50% · 4.625%
HK$26,535
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,026/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,185
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$712/mo
Today · 4.125%
HK$27,599
baseline
▲ 0.50% · 4.625%
HK$29,054
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,198/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,498
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$805/mo
Today · 4.125%
HK$27,097
baseline
▲ 0.50% · 4.625%
HK$28,746
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,194/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,128
−HK$771/mo
Today · 4.125%
HK$29,899
baseline
▲ 0.50% · 4.625%
HK$31,475
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,798/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,460
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,314
−HK$868/mo
Today · 4.125%
HK$29,182
baseline
▲ 0.50% · 4.625%
HK$30,958
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,364/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,549
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,368
−HK$831/mo
Today · 4.125%
HK$32,199
baseline
▲ 0.50% · 4.625%
HK$33,897
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,398/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,421
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$929/mo
Today · 4.125%
HK$31,266
baseline
▲ 0.50% · 4.625%
HK$33,169
+HK$1,903/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,532/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,731
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,609
−HK$890/mo
Today · 4.125%
HK$34,499
baseline
▲ 0.50% · 4.625%
HK$36,318
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,998/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,383
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,359
−HK$992/mo
Today · 4.125%
HK$33,351
baseline
▲ 0.50% · 4.625%
HK$35,380
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,702/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,913
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,849
−HK$950/mo
Today · 4.125%
HK$36,799
baseline
▲ 0.50% · 4.625%
HK$38,739
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,598/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,381
−HK$1,054/mo
Today · 4.125%
HK$35,435
baseline
▲ 0.50% · 4.625%
HK$37,591
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,870/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,095
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,090
−HK$1,009/mo
Today · 4.125%
HK$39,099
baseline
▲ 0.50% · 4.625%
HK$41,160
+HK$2,061/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,198/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,306
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,404
−HK$1,116/mo
Today · 4.125%
HK$37,520
baseline
▲ 0.50% · 4.625%
HK$39,803
+HK$2,283/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,040/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,277
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,331
−HK$1,068/mo
Today · 4.125%
HK$41,399
baseline
▲ 0.50% · 4.625%
HK$43,581
+HK$2,182/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,798/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).