▼ 0.50% · 3.625%
HK$19,629
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,239
−HK$621/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$22,129
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,422
−HK$594/mo
Today · 4.125%
HK$23,016
baseline
▲ 0.50% · 4.625%
HK$24,230
+HK$1,214/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,032/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,592
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,263
−HK$682/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,342
+HK$1,397/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,020
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,665
−HK$653/mo
Today · 4.125%
HK$25,318
baseline
▲ 0.50% · 4.625%
HK$26,653
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,636/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$744/mo
Today · 4.125%
HK$25,031
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,524/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,062/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,517
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$806/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$772/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,499
+HK$1,578/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,480
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,335
−HK$868/mo
Today · 4.125%
HK$29,203
baseline
▲ 0.50% · 4.625%
HK$30,980
+HK$1,777/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,406/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,571
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,391
−HK$832/mo
Today · 4.125%
HK$32,223
baseline
▲ 0.50% · 4.625%
HK$33,922
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,446/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,443
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,359
−HK$930/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$892/mo
Today · 4.125%
HK$34,525
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,050/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$992/mo
Today · 4.125%
HK$33,375
baseline
▲ 0.50% · 4.625%
HK$35,406
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,750/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,939
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$950/mo
Today · 4.125%
HK$36,826
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,652/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,407
−HK$1,054/mo
Today · 4.125%
HK$35,461
baseline
▲ 0.50% · 4.625%
HK$37,619
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,922/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,122
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,118
−HK$1,010/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,190
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,332
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,431
−HK$1,116/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,832
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,070/mo
Today · 4.125%
HK$41,430
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,860/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).