▼ 0.50% · 3.625%
HK$19,090
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,684
−HK$604/mo
Today · 4.125%
HK$20,288
baseline
▲ 0.50% · 4.625%
HK$21,522
+HK$1,234/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,576/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,238
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,808
−HK$577/mo
Today · 4.125%
HK$22,385
baseline
▲ 0.50% · 4.625%
HK$23,565
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,770/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,999
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,653
−HK$663/mo
Today · 4.125%
HK$22,316
baseline
▲ 0.50% · 4.625%
HK$23,674
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,632/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,362
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,988
−HK$636/mo
Today · 4.125%
HK$24,624
baseline
▲ 0.50% · 4.625%
HK$25,922
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,248/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,909
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,621
−HK$724/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,826
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,486
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,169
−HK$693/mo
Today · 4.125%
HK$26,862
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,724/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,590
−HK$784/mo
Today · 4.125%
HK$26,374
baseline
▲ 0.50% · 4.625%
HK$27,979
+HK$1,605/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,748/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,609
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,350
−HK$751/mo
Today · 4.125%
HK$29,101
baseline
▲ 0.50% · 4.625%
HK$30,635
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,202/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,727
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,558
−HK$845/mo
Today · 4.125%
HK$28,403
baseline
▲ 0.50% · 4.625%
HK$30,131
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,806/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,733
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$808/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$32,991
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,636
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,526
−HK$905/mo
Today · 4.125%
HK$30,431
baseline
▲ 0.50% · 4.625%
HK$32,283
+HK$1,852/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,862/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,857
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,711
−HK$867/mo
Today · 4.125%
HK$33,578
baseline
▲ 0.50% · 4.625%
HK$35,348
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,156/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,545
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,495
−HK$965/mo
Today · 4.125%
HK$32,460
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,975/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,920/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,981
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$925/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,454
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,463
−HK$1,026/mo
Today · 4.125%
HK$34,489
baseline
▲ 0.50% · 4.625%
HK$36,587
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$68,978/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,104
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,073
−HK$982/mo
Today · 4.125%
HK$38,055
baseline
▲ 0.50% · 4.625%
HK$40,061
+HK$2,006/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,110/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$1,086/mo
Today · 4.125%
HK$36,518
baseline
▲ 0.50% · 4.625%
HK$38,740
+HK$2,222/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,036/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,228
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,040/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,418
+HK$2,124/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).