▼ 0.50% · 3.625%
HK$19,966
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,588
−HK$631/mo
Today · 4.125%
HK$21,219
baseline
▲ 0.50% · 4.625%
HK$22,510
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,438/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,212
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,808
−HK$605/mo
Today · 4.125%
HK$23,413
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,826/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,963
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$694/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,761
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,434
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,089
−HK$665/mo
Today · 4.125%
HK$25,754
baseline
▲ 0.50% · 4.625%
HK$27,111
+HK$1,357/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,508/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,960
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,705
−HK$757/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$27,012
+HK$1,550/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,655
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,370
−HK$725/mo
Today · 4.125%
HK$28,095
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,481/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,190/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,956
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,764
−HK$820/mo
Today · 4.125%
HK$27,584
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,678/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$55,168/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,876
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,651
−HK$785/mo
Today · 4.125%
HK$30,436
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,605/mo
Deposit HK$3.06M · loan HK$5.69M · min. income ≈ HK$60,872/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$883/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,513
+HK$1,807/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,097
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$847/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,505
+HK$1,727/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,950
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$947/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,764
+HK$1,936/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,212
−HK$907/mo
Today · 4.125%
HK$35,119
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$1,851/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,238/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,946
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,940
−HK$1,010/mo
Today · 4.125%
HK$33,950
baseline
▲ 0.50% · 4.625%
HK$36,015
+HK$2,065/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$67,900/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,540
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$967/mo
Today · 4.125%
HK$37,460
baseline
▲ 0.50% · 4.625%
HK$39,435
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.00M · min. income ≈ HK$74,920/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,943
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,999
−HK$1,072/mo
Today · 4.125%
HK$36,071
baseline
▲ 0.50% · 4.625%
HK$38,266
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$72,142/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,761
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,774
−HK$1,027/mo
Today · 4.125%
HK$39,801
baseline
▲ 0.50% · 4.625%
HK$41,899
+HK$2,098/mo
Deposit HK$1.31M · loan HK$7.44M · min. income ≈ HK$79,602/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,940
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$1,135/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,324/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,982
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,055
−HK$1,088/mo
Today · 4.125%
HK$42,143
baseline
▲ 0.50% · 4.625%
HK$44,364
+HK$2,221/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,286/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,687 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).