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At today's rate and a 90% mortgage, the deposit on this unit is about HK$223K, with repayments around HK$9,739/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$223K · loan HK$2.01M · min. income ≈ HK$19,478/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 153 Saleable ft²
- Gross Area
- 232 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-02 | HK$1.82M | −39.1% 6.2y · −6.0%/yr |
| 2018-02-13 | HK$2.99M | +264.6% 8.6y · 31.0%/yr |
| 2009-07-06 | HK$820K | +12.3% |
| 2009-04-03 | HK$730K | +12.3% |
| 2006-10-17 | HK$650K | — |