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Crescira AVM · estimated value ● Medium confidence
HK$2.16M
≈ HK$14,102 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$216K, with repayments around HK$9,411/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$8,856
−HK$555/mo
▼ 0.25% · 3.875%
HK$9,131
−HK$280/mo
Today · 4.125%
HK$9,411
baseline
▲ 0.50% · 4.625%
HK$9,984
+HK$573/mo

Deposit HK$216K · loan HK$1.94M · min. income ≈ HK$18,822/mo (50% DSR)

Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
C
Saleable Area
153 ft²
Gross Area
232 ft²
Efficiency
66%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2024-05-02 HK$1.82M −39.1%
6.2y
2018-02-13 HK$2.99M +264.6%
8.6y
2009-07-06 HK$820K +12.3%
0.2y
2009-04-03 HK$730K +12.3%
2.5y
2006-10-17 HK$650K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 411 m
Education
49
schools within 1 km (20 within 500 m)
Daily convenience
46
within 1 km (21 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building