▼ 0.50% · 3.625%
HK$3,854
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$122/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$249/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,288
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$117/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$238/mo
Deposit HK$845K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$134/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$274/mo
Deposit HK$761K · loan HK$930K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$129/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$262/mo
Deposit HK$761K · loan HK$930K · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$140/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$285/mo
Deposit HK$676K · loan HK$1.01M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$309/mo
Deposit HK$592K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,396
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,564
−HK$171/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$348/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,003
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,164
−HK$163/mo
Today · 4.125%
HK$6,327
baseline
▲ 0.50% · 4.625%
HK$6,661
+HK$334/mo
Deposit HK$507K · loan HK$1.18M · min. income ≈ HK$12,654/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,961
−HK$183/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,518
+HK$374/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,432
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$175/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,137
+HK$358/mo
Deposit HK$423K · loan HK$1.27M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,359
−HK$195/mo
Today · 4.125%
HK$6,554
baseline
▲ 0.50% · 4.625%
HK$6,953
+HK$399/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$13,108/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,861
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,045
−HK$186/mo
Today · 4.125%
HK$7,231
baseline
▲ 0.50% · 4.625%
HK$7,613
+HK$382/mo
Deposit HK$338K · loan HK$1.35M · min. income ≈ HK$14,462/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$207/mo
Today · 4.125%
HK$6,963
baseline
▲ 0.50% · 4.625%
HK$7,387
+HK$424/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$13,926/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,485
−HK$198/mo
Today · 4.125%
HK$7,683
baseline
▲ 0.50% · 4.625%
HK$8,088
+HK$405/mo
Deposit HK$254K · loan HK$1.44M · min. income ≈ HK$15,366/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,154
−HK$219/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,822
+HK$449/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,718
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,925
−HK$210/mo
Today · 4.125%
HK$8,135
baseline
▲ 0.50% · 4.625%
HK$8,564
+HK$429/mo
Deposit HK$169K · loan HK$1.52M · min. income ≈ HK$16,270/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).