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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$12,993/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.68M · min. income ≈ HK$25,986/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 202 Saleable ft²
- Gross Area
- 308 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-08 | HK$3.90M | +22.3% 3.2y · 7.0%/yr |
| 2017-05-02 | HK$3.19M | +59.5% 5.9y · 10.0%/yr |
| 2011-06-07 | HK$2.00M | +100.0% |
| 2007-07-09 | HK$1.00M | +69.5% |
| 2004-09-30 | HK$590K | +0.0% |
| 2002-05-16 | HK$590K | −46.8% |
| 1996-03-02 | HK$1.11M | — |