Skip to content
Crescira AVM · estimated value Medium confidence
HK$2.22M
≈ HK$14,535 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$222K, with repayments around HK$9,700/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,127
−HK$573/mo
▼ 0.25% · 3.875%
HK$9,411
−HK$289/mo
Today · 4.125%
HK$9,700
baseline
▲ 0.50% · 4.625%
HK$10,290
+HK$590/mo

Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,400/mo (50% DSR)

Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
8/F
Flat
D
Saleable Area
153 ft²
Gross Area
232 ft²
Efficiency
66%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2022-10-05 HK$2.68M −13.8%
3.5y
2019-03-29 HK$3.11M +22.0%
4.3y · 5.0%/yr
2014-12-10 HK$2.55M +59.4%
2012-01-12 HK$1.60M +53.8%
2009-10-12 HK$1.04M +67.7%
2005-08-20 HK$620K −55.1%
1997-09-27 HK$1.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 411 m
Education
48
schools within 1 km (20 within 500 m)
Daily convenience
47
within 1 km (22 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com