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At today's rate and a 90% mortgage, the deposit on this unit is about HK$228K, with repayments around HK$9,929/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$228K · loan HK$2.05M · min. income ≈ HK$19,858/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 153 Saleable ft²
- Gross Area
- 232 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-05 | HK$2.68M | −13.8% 3.5y · −4.0%/yr |
| 2019-03-29 | HK$3.11M | +22.0% 4.3y · 5.0%/yr |
| 2014-12-10 | HK$2.55M | +59.4% |
| 2012-01-12 | HK$1.60M | +53.8% |
| 2009-10-12 | HK$1.04M | +67.7% |
| 2005-08-20 | HK$620K | −55.1% |
| 1997-09-27 | HK$1.38M | — |