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Crescira AVM · estimated value ● Medium confidence
HK$25.13M
≈ HK$26,882 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.54M, with repayments around HK$85,270/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,239
−HK$5,031/mo
▼ 0.25% · 3.875%
HK$82,734
−HK$2,536/mo
Today · 4.125%
HK$85,270
baseline
▲ 0.50% · 4.625%
HK$90,459
+HK$5,189/mo

Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$170,540/mo (50% DSR)

Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,068,220 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
35/F
Flat
B
Saleable Area
935 ft²
Gross Area
1,365 ft²
Efficiency
68%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2010-10-07 HK$22.28M +60.3%
4.1y
2006-10-10 HK$13.90M +58.0%
3.0y
2003-10-29 HK$8.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 348 m
Education
51
schools within 1 km (26 within 500 m)
Daily convenience
48
within 1 km (15 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building