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Crescira AVM · estimated value ● Medium confidence
HK$22.79M
≈ HK$22,839 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.84M, with repayments around HK$77,327/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$72,764
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,027
−HK$2,300/mo
Today · 4.125%
HK$77,327
baseline
▲ 0.50% · 4.625%
HK$82,032
+HK$4,705/mo

Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,654/mo (50% DSR)

Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,710 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
A
Saleable Area
998 ft²
Gross Area
1,439 ft²
Efficiency
69%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-02-08 HK$25.60M +65.2%
9.4y
2007-08-23 HK$15.50M +20.2%
0.9y
2006-09-29 HK$12.90M +25.7%
3.9y
2002-11-19 HK$10.26M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 348 m
Education
51
schools within 1 km (26 within 500 m)
Daily convenience
48
within 1 km (15 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building