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Crescira AVM · estimated value Medium confidence
HK$21.77M
≈ HK$21,819 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.53M, with repayments around HK$73,873/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$69,514
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,676
−HK$2,197/mo
Today · 4.125%
HK$73,873
baseline
▲ 0.50% · 4.625%
HK$78,368
+HK$4,495/mo

Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,746/mo (50% DSR)

Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,437 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
A
Saleable Area
998 ft²
Gross Area
1,439 ft²
Efficiency
69%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2017-05-08 HK$22.98M +19.2%
6.0y
2011-04-08 HK$19.28M +62.3%
2007-03-15 HK$11.88M +66.2%
2003-08-12 HK$7.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 5 min walk · 348 m
Education
50
schools within 1 km (26 within 500 m)
Daily convenience
49
within 1 km (15 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com