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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,327/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,654/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-15 | HK$5.08M | +42.1% 4.6y · 9.0%/yr |
| 2016-06-15 | HK$3.58M | +34.4% 3.8y · 9.0%/yr |
| 2012-08-02 | HK$2.66M | +62.2% |
| 2009-08-27 | HK$1.64M | +9.3% |
| 2009-06-01 | HK$1.50M | +14.5% |
| 2009-04-24 | HK$1.31M | +7.4% |
| 2007-06-25 | HK$1.22M | — |