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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,717/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,434/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- G
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-29 | HK$4.48M | +8.5% 6.4y · 1.0%/yr |
| 2016-08-09 | HK$4.13M | +9.2% 3.3y · 3.0%/yr |
| 2013-04-09 | HK$3.78M | +60.9% |
| 1997-11-01 | HK$2.35M | +24.3% |
| 1997-08-29 | HK$1.89M | +8.0% |
| 1997-08-07 | HK$1.75M | — |