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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,442/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,884/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- F
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-26 | HK$4.90M | +200.6% 11.8y · 17.0%/yr |
| 2008-01-24 | HK$1.63M | +18.1% |
| 2007-10-15 | HK$1.38M | +12.2% |
| 2007-10-03 | HK$1.23M | +2.5% |
| 2007-07-04 | HK$1.20M | −7.7% |
| 2005-07-27 | HK$1.30M | +18.2% |
| 2005-05-12 | HK$1.10M | +0.0% |
| 2001-07-31 | HK$1.10M | −12.7% |
| 1999-01-05 | HK$1.26M | −37.0% |
| 1997-06-13 | HK$2.00M | −2.0% |
| 1997-04-18 | HK$2.04M | — |