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At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,184/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$394K · loan HK$3.55M · min. income ≈ HK$34,368/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-06-28 | HK$4.54M | +111.1% 7.1y · 16.0%/yr |
| 2010-05-17 | HK$2.15M | +12.6% |
| 2010-01-18 | HK$1.91M | +91.0% |
| 2004-03-12 | HK$1.00M | +11.1% |
| 2004-01-15 | HK$900K | −8.2% |
| 2002-11-29 | HK$980K | +15.3% |
| 2002-07-23 | HK$850K | −38.4% |
| 1999-02-01 | HK$1.38M | −13.8% |
| 1996-06-30 | HK$1.60M | — |