▼ 0.50% · 3.625%
HK$22,343
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,038
−HK$706/mo
Today · 4.125%
HK$23,744
baseline
▲ 0.50% · 4.625%
HK$25,189
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,488/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,856
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,523
−HK$676/mo
Today · 4.125%
HK$26,199
baseline
▲ 0.50% · 4.625%
HK$27,580
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,398/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,577
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$777/mo
Today · 4.125%
HK$26,119
baseline
▲ 0.50% · 4.625%
HK$27,708
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,238/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,342
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,075
−HK$744/mo
Today · 4.125%
HK$28,819
baseline
▲ 0.50% · 4.625%
HK$30,338
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,638/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,812
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,646
−HK$847/mo
Today · 4.125%
HK$28,493
baseline
▲ 0.50% · 4.625%
HK$30,227
+HK$1,734/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,986/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,828
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,628
−HK$811/mo
Today · 4.125%
HK$31,439
baseline
▲ 0.50% · 4.625%
HK$33,096
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,878/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,046
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,949
−HK$918/mo
Today · 4.125%
HK$30,867
baseline
▲ 0.50% · 4.625%
HK$32,746
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,734/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,313
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,180
−HK$879/mo
Today · 4.125%
HK$34,059
baseline
▲ 0.50% · 4.625%
HK$35,854
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,118/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,280
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,253
−HK$989/mo
Today · 4.125%
HK$33,242
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,484/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,799
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,732
−HK$947/mo
Today · 4.125%
HK$36,679
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,358/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$1,059/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,783
+HK$2,167/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,285
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,284
−HK$1,015/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,749
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$1,130/mo
Today · 4.125%
HK$37,991
baseline
▲ 0.50% · 4.625%
HK$40,302
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,982/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,770
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,837
−HK$1,082/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,128
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,165
−HK$1,200/mo
Today · 4.125%
HK$40,365
baseline
▲ 0.50% · 4.625%
HK$42,821
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,730/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,256
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,389
−HK$1,150/mo
Today · 4.125%
HK$44,539
baseline
▲ 0.50% · 4.625%
HK$46,886
+HK$2,347/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,078/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,217
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,468
−HK$1,271/mo
Today · 4.125%
HK$42,739
baseline
▲ 0.50% · 4.625%
HK$45,340
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,478/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,741
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,941
−HK$1,218/mo
Today · 4.125%
HK$47,159
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,485/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,318/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).