▼ 0.50% · 3.625%
HK$21,421
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,088
−HK$677/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$24,150
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,831
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$649/mo
Today · 4.125%
HK$25,119
baseline
▲ 0.50% · 4.625%
HK$26,443
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,238/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,563
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,296
−HK$745/mo
Today · 4.125%
HK$25,041
baseline
▲ 0.50% · 4.625%
HK$26,565
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,082/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,917
−HK$713/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,087
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,706
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,505
−HK$813/mo
Today · 4.125%
HK$27,318
baseline
▲ 0.50% · 4.625%
HK$28,980
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,636/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$778/mo
Today · 4.125%
HK$30,142
baseline
▲ 0.50% · 4.625%
HK$31,731
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,284/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,848
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$880/mo
Today · 4.125%
HK$29,594
baseline
▲ 0.50% · 4.625%
HK$31,395
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,188/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,980
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$843/mo
Today · 4.125%
HK$32,654
baseline
▲ 0.50% · 4.625%
HK$34,375
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,308/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,990
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,923
−HK$947/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,363
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$908/mo
Today · 4.125%
HK$35,166
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,332/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,131
−HK$1,016/mo
Today · 4.125%
HK$34,147
baseline
▲ 0.50% · 4.625%
HK$36,225
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,294/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,747
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,705
−HK$973/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,664
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,274
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,340
−HK$1,083/mo
Today · 4.125%
HK$36,423
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$2,217/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,846/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,130
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,152
−HK$1,038/mo
Today · 4.125%
HK$40,190
baseline
▲ 0.50% · 4.625%
HK$42,308
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,380/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,416
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,549
−HK$1,151/mo
Today · 4.125%
HK$38,700
baseline
▲ 0.50% · 4.625%
HK$41,055
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,400/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,513
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,599
−HK$1,102/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,251/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,558
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,758
−HK$1,218/mo
Today · 4.125%
HK$40,976
baseline
▲ 0.50% · 4.625%
HK$43,470
+HK$2,494/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,952/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,896
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,046
−HK$1,167/mo
Today · 4.125%
HK$45,213
baseline
▲ 0.50% · 4.625%
HK$47,597
+HK$2,384/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,426/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).