▼ 0.50% · 3.625%
HK$16,212
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,716
−HK$512/mo
Today · 4.125%
HK$17,228
baseline
▲ 0.50% · 4.625%
HK$18,276
+HK$1,048/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,456/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,035
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,519
−HK$491/mo
Today · 4.125%
HK$19,010
baseline
▲ 0.50% · 4.625%
HK$20,012
+HK$1,002/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$38,020/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,833
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,387
−HK$564/mo
Today · 4.125%
HK$18,951
baseline
▲ 0.50% · 4.625%
HK$20,104
+HK$1,153/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,902/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,839
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,371
−HK$540/mo
Today · 4.125%
HK$20,911
baseline
▲ 0.50% · 4.625%
HK$22,013
+HK$1,102/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,822/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,454
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,059
−HK$615/mo
Today · 4.125%
HK$20,674
baseline
▲ 0.50% · 4.625%
HK$21,932
+HK$1,258/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$41,348/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,642
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,223
−HK$589/mo
Today · 4.125%
HK$22,812
baseline
▲ 0.50% · 4.625%
HK$24,014
+HK$1,202/mo
Deposit HK$2.84M · loan HK$4.27M · min. income ≈ HK$45,624/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,075
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,731
−HK$666/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,759
+HK$1,362/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$637/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,015
+HK$1,303/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$717/mo
Today · 4.125%
HK$24,119
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,468/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,238/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,926
−HK$687/mo
Today · 4.125%
HK$26,613
baseline
▲ 0.50% · 4.625%
HK$28,016
+HK$1,403/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,226/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,317
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$768/mo
Today · 4.125%
HK$25,842
baseline
▲ 0.50% · 4.625%
HK$27,415
+HK$1,573/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$51,684/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,778
−HK$736/mo
Today · 4.125%
HK$28,514
baseline
▲ 0.50% · 4.625%
HK$30,017
+HK$1,503/mo
Deposit HK$1.78M · loan HK$5.33M · min. income ≈ HK$57,028/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,939
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,745
−HK$820/mo
Today · 4.125%
HK$27,565
baseline
▲ 0.50% · 4.625%
HK$29,242
+HK$1,677/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,130/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,630
−HK$785/mo
Today · 4.125%
HK$30,415
baseline
▲ 0.50% · 4.625%
HK$32,019
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,830/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,417
−HK$871/mo
Today · 4.125%
HK$29,288
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,782/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$58,576/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,660
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$31,482
−HK$834/mo
Today · 4.125%
HK$32,316
baseline
▲ 0.50% · 4.625%
HK$34,020
+HK$1,704/mo
Deposit HK$1.07M · loan HK$6.04M · min. income ≈ HK$64,632/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,181
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$922/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,887/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,463
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,334
−HK$883/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$1,804/mo
Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,287 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).