▼ 0.50% · 3.625%
HK$17,283
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,820
−HK$546/mo
Today · 4.125%
HK$18,366
baseline
▲ 0.50% · 4.625%
HK$19,484
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,732/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,227
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,742
−HK$524/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,334
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,011
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,602
−HK$601/mo
Today · 4.125%
HK$20,203
baseline
▲ 0.50% · 4.625%
HK$21,432
+HK$1,229/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,406/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,150
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,717
−HK$575/mo
Today · 4.125%
HK$22,292
baseline
▲ 0.50% · 4.625%
HK$23,467
+HK$1,175/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,584/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,739
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,384
−HK$656/mo
Today · 4.125%
HK$22,040
baseline
▲ 0.50% · 4.625%
HK$23,381
+HK$1,341/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,080/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,691
−HK$628/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,601
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,166
−HK$710/mo
Today · 4.125%
HK$23,876
baseline
▲ 0.50% · 4.625%
HK$25,329
+HK$1,453/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$47,752/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,995
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,665
−HK$680/mo
Today · 4.125%
HK$26,345
baseline
▲ 0.50% · 4.625%
HK$27,734
+HK$1,389/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$52,690/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$765/mo
Today · 4.125%
HK$25,713
baseline
▲ 0.50% · 4.625%
HK$27,278
+HK$1,565/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$51,426/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,918
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$733/mo
Today · 4.125%
HK$28,372
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.31M · min. income ≈ HK$56,744/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,924
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,730
−HK$820/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,226
+HK$1,676/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$784/mo
Today · 4.125%
HK$30,398
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,603/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,796/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,652
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,512
−HK$874/mo
Today · 4.125%
HK$29,386
baseline
▲ 0.50% · 4.625%
HK$31,174
+HK$1,788/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$58,772/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,763
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$837/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,134
+HK$1,709/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,381
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,294
−HK$929/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$33,123
+HK$1,900/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,686
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$890/mo
Today · 4.125%
HK$34,452
baseline
▲ 0.50% · 4.625%
HK$36,268
+HK$1,816/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,904/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,109
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,077
−HK$983/mo
Today · 4.125%
HK$33,060
baseline
▲ 0.50% · 4.625%
HK$35,071
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,120/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,608
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,536
−HK$942/mo
Today · 4.125%
HK$36,478
baseline
▲ 0.50% · 4.625%
HK$38,401
+HK$1,923/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,956/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,379 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).