▼ 0.50% · 3.625%
HK$16,241
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,746
−HK$513/mo
Today · 4.125%
HK$17,259
baseline
▲ 0.50% · 4.625%
HK$18,309
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,518/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,067
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,552
−HK$492/mo
Today · 4.125%
HK$19,044
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,088/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,865
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,420
−HK$565/mo
Today · 4.125%
HK$18,985
baseline
▲ 0.50% · 4.625%
HK$20,140
+HK$1,155/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,970/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,874
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,407
−HK$541/mo
Today · 4.125%
HK$20,948
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,104/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,896/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,489
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,095
−HK$616/mo
Today · 4.125%
HK$20,711
baseline
▲ 0.50% · 4.625%
HK$21,971
+HK$1,260/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,422/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,681
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,262
−HK$590/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,057
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,113
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,769
−HK$668/mo
Today · 4.125%
HK$22,437
baseline
▲ 0.50% · 4.625%
HK$23,802
+HK$1,365/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,874/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,488
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$639/mo
Today · 4.125%
HK$24,757
baseline
▲ 0.50% · 4.625%
HK$26,062
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,514/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,737
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,444
−HK$719/mo
Today · 4.125%
HK$24,163
baseline
▲ 0.50% · 4.625%
HK$25,633
+HK$1,470/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,326/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,973
−HK$688/mo
Today · 4.125%
HK$26,661
baseline
▲ 0.50% · 4.625%
HK$28,066
+HK$1,405/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,322/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,119
−HK$770/mo
Today · 4.125%
HK$25,889
baseline
▲ 0.50% · 4.625%
HK$27,464
+HK$1,575/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,778/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,101
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,828
−HK$737/mo
Today · 4.125%
HK$28,565
baseline
▲ 0.50% · 4.625%
HK$30,071
+HK$1,506/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,130/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$821/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,681/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,683
−HK$787/mo
Today · 4.125%
HK$30,470
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,606/mo
Deposit HK$1.42M · loan HK$5.70M · min. income ≈ HK$60,940/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,609
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,468
−HK$872/mo
Today · 4.125%
HK$29,340
baseline
▲ 0.50% · 4.625%
HK$31,126
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,680/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$836/mo
Today · 4.125%
HK$32,374
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,707/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,748/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,233
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,142
−HK$924/mo
Today · 4.125%
HK$31,066
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,891/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$62,132/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,521
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,394
−HK$885/mo
Today · 4.125%
HK$34,279
baseline
▲ 0.50% · 4.625%
HK$36,085
+HK$1,806/mo
Deposit HK$712K · loan HK$6.41M · min. income ≈ HK$68,558/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).