▼ 0.50% · 3.625%
HK$22,455
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,154
−HK$709/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,981
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,651
−HK$680/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,719
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,701
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,469
−HK$781/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,847
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,479
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,216
−HK$748/mo
Today · 4.125%
HK$28,964
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,928/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,946
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,784
−HK$852/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,378
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,977
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$816/mo
Today · 4.125%
HK$31,597
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,194/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,192
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,100
−HK$922/mo
Today · 4.125%
HK$31,022
baseline
▲ 0.50% · 4.625%
HK$32,910
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,044/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,476
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$883/mo
Today · 4.125%
HK$34,230
baseline
▲ 0.50% · 4.625%
HK$36,034
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,460/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,437
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$994/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$951/mo
Today · 4.125%
HK$36,863
baseline
▲ 0.50% · 4.625%
HK$38,806
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,726/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,683
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$1,064/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,019/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,578
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$1,135/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,505
+HK$2,324/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,042
−HK$1,087/mo
Today · 4.125%
HK$42,129
baseline
▲ 0.50% · 4.625%
HK$44,350
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,258/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,361
−HK$1,207/mo
Today · 4.125%
HK$40,568
baseline
▲ 0.50% · 4.625%
HK$43,036
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,136/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,468
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,155/mo
Today · 4.125%
HK$44,762
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,524/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,419
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,677
−HK$1,277/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,568
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,966
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,172
−HK$1,224/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$49,894
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).