▼ 0.50% · 3.625%
HK$22,379
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,075
−HK$707/mo
Today · 4.125%
HK$23,782
baseline
▲ 0.50% · 4.625%
HK$25,229
+HK$1,447/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,564/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,896
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,564
−HK$677/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,624
+HK$1,383/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,617
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,382
−HK$778/mo
Today · 4.125%
HK$26,160
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,592/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,320/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,120
−HK$745/mo
Today · 4.125%
HK$28,865
baseline
▲ 0.50% · 4.625%
HK$30,387
+HK$1,522/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,730/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,854
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,690
−HK$848/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,275
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,875
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,677
−HK$812/mo
Today · 4.125%
HK$31,489
baseline
▲ 0.50% · 4.625%
HK$33,149
+HK$1,660/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$62,978/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,092
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$29,997
−HK$920/mo
Today · 4.125%
HK$30,917
baseline
▲ 0.50% · 4.625%
HK$32,798
+HK$1,881/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$61,834/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,365
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,233
−HK$880/mo
Today · 4.125%
HK$34,113
baseline
▲ 0.50% · 4.625%
HK$35,912
+HK$1,799/mo
Deposit HK$3.43M · loan HK$6.38M · min. income ≈ HK$68,226/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,330
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$990/mo
Today · 4.125%
HK$33,295
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$2,026/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$66,590/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,855
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,789
−HK$949/mo
Today · 4.125%
HK$36,738
baseline
▲ 0.50% · 4.625%
HK$38,674
+HK$1,936/mo
Deposit HK$2.94M · loan HK$6.87M · min. income ≈ HK$73,476/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,568
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,612
−HK$1,061/mo
Today · 4.125%
HK$35,673
baseline
▲ 0.50% · 4.625%
HK$37,844
+HK$2,171/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$71,346/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,344
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,346
−HK$1,016/mo
Today · 4.125%
HK$39,362
baseline
▲ 0.50% · 4.625%
HK$41,437
+HK$2,075/mo
Deposit HK$2.45M · loan HK$7.36M · min. income ≈ HK$78,724/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$1,131/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,316/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,834
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,902
−HK$1,084/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,213/mo
Deposit HK$1.96M · loan HK$7.85M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$39,227
−HK$1,202/mo
Today · 4.125%
HK$40,429
baseline
▲ 0.50% · 4.625%
HK$42,890
+HK$2,461/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$80,858/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,323
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$43,458
−HK$1,152/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$46,961
+HK$2,351/mo
Deposit HK$1.47M · loan HK$8.34M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,282
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,535
−HK$1,273/mo
Today · 4.125%
HK$42,808
baseline
▲ 0.50% · 4.625%
HK$45,412
+HK$2,604/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,616/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,813
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,015
−HK$1,219/mo
Today · 4.125%
HK$47,234
baseline
▲ 0.50% · 4.625%
HK$49,724
+HK$2,490/mo
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$94,468/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$351,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).