▼ 0.50% · 3.625%
HK$22,552
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,253
−HK$713/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,424
+HK$1,458/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,088
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$683/mo
Today · 4.125%
HK$26,444
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,394/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,888/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,807
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,578
−HK$784/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,966
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,597
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,337
−HK$751/mo
Today · 4.125%
HK$29,088
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,176/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,904
−HK$855/mo
Today · 4.125%
HK$28,759
baseline
▲ 0.50% · 4.625%
HK$30,509
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,518/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,106
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$819/mo
Today · 4.125%
HK$31,733
baseline
▲ 0.50% · 4.625%
HK$33,405
+HK$1,672/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,466/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,317
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,229
−HK$927/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$33,051
+HK$1,895/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,615
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,490
−HK$887/mo
Today · 4.125%
HK$34,377
baseline
▲ 0.50% · 4.625%
HK$36,189
+HK$1,812/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,754/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,572
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,554
−HK$998/mo
Today · 4.125%
HK$33,552
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,104/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,124
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,066
−HK$955/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$38,973
+HK$1,952/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,827
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,880
−HK$1,069/mo
Today · 4.125%
HK$35,949
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,898/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,633
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,642
−HK$1,024/mo
Today · 4.125%
HK$39,666
baseline
▲ 0.50% · 4.625%
HK$41,757
+HK$2,091/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,332/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,083
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,205
−HK$1,140/mo
Today · 4.125%
HK$38,345
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,333/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,690/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,142
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,218
−HK$1,092/mo
Today · 4.125%
HK$42,310
baseline
▲ 0.50% · 4.625%
HK$44,540
+HK$2,230/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,620/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,338
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,530
−HK$1,212/mo
Today · 4.125%
HK$40,742
baseline
▲ 0.50% · 4.625%
HK$43,221
+HK$2,479/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,484/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,650
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,794
−HK$1,161/mo
Today · 4.125%
HK$44,955
baseline
▲ 0.50% · 4.625%
HK$47,324
+HK$2,369/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,910/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,593
−HK$2,545/mo
▼ 0.25% · 3.875%
HK$41,856
−HK$1,282/mo
Today · 4.125%
HK$43,138
baseline
▲ 0.50% · 4.625%
HK$45,763
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,276/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,159
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,370
−HK$1,229/mo
Today · 4.125%
HK$47,599
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,198/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).