▼ 0.50% · 3.625%
HK$21,556
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$681/mo
Today · 4.125%
HK$22,908
baseline
▲ 0.50% · 4.625%
HK$24,302
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,816/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,981
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,624
−HK$653/mo
Today · 4.125%
HK$25,277
baseline
▲ 0.50% · 4.625%
HK$26,609
+HK$1,332/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,554/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,712
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,450
−HK$749/mo
Today · 4.125%
HK$25,199
baseline
▲ 0.50% · 4.625%
HK$26,732
+HK$1,533/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$50,398/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,379
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$717/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,270
+HK$1,466/mo
Deposit HK$4.25M · loan HK$5.20M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,868
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$818/mo
Today · 4.125%
HK$27,490
baseline
▲ 0.50% · 4.625%
HK$29,162
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,980/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,777
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,549
−HK$783/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$31,931
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$886/mo
Today · 4.125%
HK$29,781
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,812/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$59,562/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$848/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,732/mo
Deposit HK$3.31M · loan HK$6.14M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,179
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,118
−HK$953/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,023
+HK$1,952/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,574
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$914/mo
Today · 4.125%
HK$35,388
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,776/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,334
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,340
−HK$1,022/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,453
+HK$2,091/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$978/mo
Today · 4.125%
HK$37,915
baseline
▲ 0.50% · 4.625%
HK$39,914
+HK$1,999/mo
Deposit HK$2.36M · loan HK$7.09M · min. income ≈ HK$75,830/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$1,090/mo
Today · 4.125%
HK$36,653
baseline
▲ 0.50% · 4.625%
HK$38,883
+HK$2,230/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$73,306/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,370
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,399
−HK$1,044/mo
Today · 4.125%
HK$40,443
baseline
▲ 0.50% · 4.625%
HK$42,575
+HK$2,132/mo
Deposit HK$1.89M · loan HK$7.56M · min. income ≈ HK$80,886/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,646
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,158/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,369/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,768
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,110/mo
Today · 4.125%
HK$42,971
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,265/mo
Deposit HK$1.42M · loan HK$8.04M · min. income ≈ HK$85,942/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,801
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,008
−HK$1,227/mo
Today · 4.125%
HK$41,235
baseline
▲ 0.50% · 4.625%
HK$43,744
+HK$2,509/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,470/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,166
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,324
−HK$1,174/mo
Today · 4.125%
HK$45,498
baseline
▲ 0.50% · 4.625%
HK$47,897
+HK$2,399/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,996/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,346 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).