29/F E
in SOUTH HORIZONS PHASE 4 THE OASIS ALBANY COURT (BLOCK 32)
Southern District · Hong Kong Island
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$953K, with repayments around HK$41,550/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$953K · loan HK$8.57M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$322,580 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- E
- Saleable Area
- 634 Saleable ft²
- Gross Area
- 816 ft²
- Efficiency
- 78%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-02-23 | HK$11.28M | +59.3% 5.4y · 11.0%/yr |
| 2012-10-08 | HK$7.08M | +154.7% |
| 2004-03-02 | HK$2.78M | −38.8% |
| 1998-03-14 | HK$4.54M | +9.4% |
| 1996-05-09 | HK$4.15M | — |