7/F D
in SOUTH HORIZONS PHASE 4 THE OASIS ALBANY COURT (BLOCK 32)
Southern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$744K, with repayments around HK$32,437/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$64,874/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,093 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D
- Saleable Area
- 521 Saleable ft²
- Gross Area
- 666 ft²
- Efficiency
- 78%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-04-20 | HK$8.68M | +17.3% 5.4y · 3.0%/yr |
| 2016-12-02 | HK$7.40M | +103.9% 20.0y · 5.0%/yr |
| 1997-01-25 | HK$3.63M | — |