30/F H
in SOUTH HORIZONS PHASE 4 THE OASIS ALBANY COURT (BLOCK 32)
Southern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$961K, with repayments around HK$41,900/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,800/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- H
- Saleable Area
- 634 Saleable ft²
- Gross Area
- 816 ft²
- Efficiency
- 78%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-16 | HK$10.00M | −4.8% 3.1y · −2.0%/yr |
| 2018-02-22 | HK$10.50M | +101.9% 7.6y · 13.0%/yr |
| 2010-07-29 | HK$5.20M | −4.6% |
| 1997-12-01 | HK$5.45M | — |