16/F H

in SOUTH HORIZONS PHASE 4 THE OASIS ALBANY COURT (BLOCK 32)

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6/F C 543 ft² 6/F D 521 ft² 7/F A 521 ft² 7/F C 543 ft² 7/F D 521 ft² 7/F F 686 ft² 7/F G 686 ft² 7/F H 634 ft² 8/F A 526 ft² 8/F B 543 ft² 8/F C 543 ft² 8/F D 521 ft² 8/F H 634 ft² 9/F A 521 ft² 9/F C 543 ft² 9/F D 526 ft² 9/F E 644 ft² 9/F H 634 ft² 10/F A 526 ft² 10/F B 543 ft² 10/F C 543 ft² 10/F D 521 ft² 10/F F 675 ft² 10/F G 686 ft² 10/F H 644 ft² 11/F A 526 ft² 11/F B 536 ft² 11/F C 536 ft² 11/F D 521 ft² 11/F E 634 ft² 11/F F 686 ft² 11/F G 686 ft² 11/F H 634 ft² 12/F A 521 ft² 12/F B 543 ft² 12/F C 536 ft² 12/F E 644 ft² 12/F F 675 ft² 12/F H 634 ft² 13/F A 521 ft² 13/F B 536 ft² 13/F C 536 ft² 13/F D 526 ft² 13/F E 634 ft² 13/F F 686 ft² 13/F G 686 ft² 13/F H 634 ft² 14/F C 543 ft² 14/F D 521 ft² 14/F E 644 ft² 14/F F 686 ft² 14/F G 675 ft² 14/F H 644 ft² 15/F A 521 ft² 15/F B 543 ft² 15/F D 526 ft² 15/F E 634 ft² 15/F G 686 ft² 15/F H 634 ft² 16/F A 521 ft² 16/F C 536 ft² 16/F D 521 ft² 16/F E 634 ft² 16/F F 675 ft² 16/F G 675 ft² 16/F H 634 ft² 17/F A 521 ft² 17/F B 543 ft² 17/F C 543 ft² 17/F D 521 ft² 17/F E 634 ft² 17/F F 675 ft² 17/F G 675 ft² 17/F H 634 ft² 18/F A 521 ft² 18/F B 543 ft² 18/F C 536 ft² 18/F D 521 ft² 18/F E 634 ft² 18/F F 675 ft² 18/F G 686 ft² 18/F H 644 ft² 19/F B 543 ft² 19/F C 543 ft² 19/F D 526 ft² 19/F E 644 ft² 19/F F 686 ft² 19/F G 686 ft² 19/F H 644 ft² 20/F A 521 ft² 20/F B 543 ft² 20/F C 543 ft² 20/F E 634 ft² 20/F F 686 ft² 20/F H 644 ft² 21/F A 521 ft² 21/F B 543 ft² 21/F C 543 ft² 21/F D 521 ft² 21/F E 644 ft² 21/F F 686 ft² 21/F H 644 ft² 22/F A 521 ft² 22/F B 543 ft² 22/F D 521 ft² 22/F E 634 ft² 22/F G 675 ft² 22/F H 634 ft² 23/F A 521 ft² 23/F B 543 ft² 23/F C 536 ft² 23/F D 526 ft² 23/F E 634 ft² 23/F G 675 ft² 23/F H 634 ft² 24/F A 521 ft² 24/F B 543 ft² 24/F C 536 ft² 24/F E 634 ft² 24/F F 675 ft² 24/F H 644 ft² 25/F A 526 ft² 25/F B 543 ft² 25/F D 521 ft² 25/F E 634 ft² 25/F F 686 ft² 25/F G 686 ft² 25/F H 634 ft² 26/F A 526 ft² 26/F B 543 ft² 26/F C 543 ft² 26/F D 526 ft² 26/F E 644 ft² 26/F G 686 ft² 26/F H 644 ft² 27/F E 644 ft² 28/F A 526 ft² 28/F C 543 ft² 28/F D 521 ft² 28/F E 644 ft² 28/F F 675 ft² 28/F G 675 ft² 28/F H 634 ft² 29/F A 526 ft² 29/F B 536 ft² 29/F C 543 ft² 29/F D 521 ft² 29/F E 634 ft² 29/F F 675 ft² 29/F G 675 ft² 29/F H 634 ft² 30/F A 521 ft² 30/F B 543 ft² 30/F C 543 ft² 30/F E 634 ft² 30/F F 686 ft² 30/F G 686 ft² 30/F H 634 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.44M

≈ HK$14,887 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$944K, with repayments around HK$41,169/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$38,739

−HK$2,430/mo

▼ 0.25% · 3.875%

HK$39,944

−HK$1,225/mo

Today · 4.125%

HK$41,169

baseline

▲ 0.50% · 4.625%

HK$43,674

+HK$2,505/mo

Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,338/mo (50% DSR)

Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,834 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway South Horizons Station

≈ 2 min walk · 89 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway South Horizons Station Station.

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 16/F
Flat: H
Saleable Area: 634 Saleable ft²
Gross Area: 816 ft²
Efficiency: 78%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-04-08	HK$10.52M	+87.8% 8.3y · 11.0%/yr	HK$16,590	HK$12,890
2011-12-30	HK$5.60M	+4.1%	HK$8,833	HK$6,863
2010-11-10	HK$5.38M	+15.0%	HK$8,486	HK$6,593
2010-06-11	HK$4.68M	+1.7%	HK$7,382	HK$5,735
1997-06-10	HK$4.60M	—	HK$7,256	HK$5,637

Other appraised units in this building

Data sourced from Renavon.com