▼ 0.50% · 3.625%
HK$19,777
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,392
−HK$625/mo
Today · 4.125%
HK$21,017
baseline
▲ 0.50% · 4.625%
HK$22,296
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,034/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,001
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,592
−HK$598/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,754
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,431
−HK$688/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,525
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,202
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$658/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$26,854
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$750/mo
Today · 4.125%
HK$25,220
baseline
▲ 0.50% · 4.625%
HK$26,755
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,440/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,402
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$718/mo
Today · 4.125%
HK$27,828
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,656/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$813/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,984
+HK$1,662/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,602
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$778/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,687
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,549
−HK$875/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$31,214
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,628
−HK$838/mo
Today · 4.125%
HK$32,466
baseline
▲ 0.50% · 4.625%
HK$34,177
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,932/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$937/mo
Today · 4.125%
HK$31,525
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,050/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,002
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,887
−HK$898/mo
Today · 4.125%
HK$34,785
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,570/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,643
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,627
−HK$1,000/mo
Today · 4.125%
HK$33,627
baseline
▲ 0.50% · 4.625%
HK$35,673
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,254/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,202
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$36,146
−HK$958/mo
Today · 4.125%
HK$37,104
baseline
▲ 0.50% · 4.625%
HK$39,060
+HK$1,956/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,208/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,620
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,666
−HK$1,063/mo
Today · 4.125%
HK$35,729
baseline
▲ 0.50% · 4.625%
HK$37,903
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,458/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,402
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,406
−HK$1,017/mo
Today · 4.125%
HK$39,423
baseline
▲ 0.50% · 4.625%
HK$41,501
+HK$2,078/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,846/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,598
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,705
−HK$1,125/mo
Today · 4.125%
HK$37,830
baseline
▲ 0.50% · 4.625%
HK$40,132
+HK$2,302/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$75,660/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,603
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,665
−HK$1,077/mo
Today · 4.125%
HK$41,742
baseline
▲ 0.50% · 4.625%
HK$43,942
+HK$2,200/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$83,484/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,192 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).