▼ 0.50% · 3.625%
HK$18,974
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,564
−HK$600/mo
Today · 4.125%
HK$20,164
baseline
▲ 0.50% · 4.625%
HK$21,391
+HK$1,227/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,328/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,109
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,675
−HK$574/mo
Today · 4.125%
HK$22,249
baseline
▲ 0.50% · 4.625%
HK$23,422
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,498/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,872
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,521
−HK$659/mo
Today · 4.125%
HK$22,180
baseline
▲ 0.50% · 4.625%
HK$23,530
+HK$1,350/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,360/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,219
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$632/mo
Today · 4.125%
HK$24,474
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,290/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,948/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,769
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$720/mo
Today · 4.125%
HK$24,197
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,394/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,330
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$689/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$779/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$747/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,524/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,564
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$840/mo
Today · 4.125%
HK$28,230
baseline
▲ 0.50% · 4.625%
HK$29,947
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,460/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$804/mo
Today · 4.125%
HK$31,149
baseline
▲ 0.50% · 4.625%
HK$32,791
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,298/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,461
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,347
−HK$899/mo
Today · 4.125%
HK$30,246
baseline
▲ 0.50% · 4.625%
HK$32,087
+HK$1,841/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,492/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$862/mo
Today · 4.125%
HK$33,374
baseline
▲ 0.50% · 4.625%
HK$35,133
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,748/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$960/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,963/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,680
−HK$919/mo
Today · 4.125%
HK$35,599
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,198/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,256
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$1,019/mo
Today · 4.125%
HK$34,279
baseline
▲ 0.50% · 4.625%
HK$36,365
+HK$2,086/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,558/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,885
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,847
−HK$976/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$39,817
+HK$1,994/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,646/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,154
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$1,079/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,209/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,033/mo
Today · 4.125%
HK$40,048
baseline
▲ 0.50% · 4.625%
HK$42,159
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,096/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).