38/F C

Central and Western District · Hong Kong Island

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Floor

6/F A 363 ft² 6/F B 363 ft² 6/F C 770 ft² 6/F D 461 ft² 6/F E 461 ft² 7/F A 400 ft² 7/F B 400 ft² 7/F C 809 ft² 7/F D 443 ft² 7/F E 443 ft² 7/F F 628 ft² 8/F A 400 ft² 8/F B 400 ft² 8/F C 809 ft² 8/F D 443 ft² 8/F E 443 ft² 8/F F 628 ft² 9/F A 400 ft² 9/F B 400 ft² 9/F C 809 ft² 9/F D 443 ft² 9/F E 443 ft² 10/F A 400 ft² 10/F B 400 ft² 10/F C 809 ft² 10/F D 443 ft² 10/F E 443 ft² 10/F F 628 ft² 11/F A 400 ft² 11/F B 400 ft² 11/F C 809 ft² 11/F D 443 ft² 11/F E 443 ft² 11/F F 628 ft² 12/F A 400 ft² 12/F B 400 ft² 12/F C 809 ft² 12/F D 443 ft² 12/F E 443 ft² 12/F F 628 ft² 13/F A 400 ft² 13/F B 400 ft² 13/F C 809 ft² 13/F D 443 ft² 13/F E 443 ft² 13/F F 628 ft² 15/F A 400 ft² 15/F B 400 ft² 15/F C 809 ft² 15/F D 443 ft² 15/F E 443 ft² 15/F F 628 ft² 16/F A 400 ft² 16/F B 400 ft² 16/F C 809 ft² 16/F D 443 ft² 16/F E 443 ft² 16/F F 628 ft² 17/F A 400 ft² 17/F B 400 ft² 17/F C 809 ft² 17/F D 443 ft² 17/F E 443 ft² 17/F F 628 ft² 18/F A 400 ft² 18/F B 400 ft² 18/F C 809 ft² 18/F D 443 ft² 18/F E 443 ft² 18/F F 628 ft² 19/F A 400 ft² 19/F B 400 ft² 19/F C 809 ft² 19/F D 443 ft² 19/F E 443 ft² 19/F F 628 ft² 20/F A 400 ft² 20/F B 400 ft² 20/F C 809 ft² 20/F D 443 ft² 20/F E 443 ft² 20/F F 628 ft² 21/F A 400 ft² 21/F B 400 ft² 21/F C 809 ft² 21/F D 443 ft² 21/F E 443 ft² 21/F F 628 ft² 22/F A 400 ft² 22/F B 400 ft² 22/F C 809 ft² 22/F D 443 ft² 22/F E 443 ft² 22/F F 628 ft² 23/F A 400 ft² 23/F B 400 ft² 23/F C 813 ft² 23/F D 443 ft² 23/F E 443 ft² 23/F F 631 ft² 25/F A 400 ft² 25/F B 400 ft² 25/F C 813 ft² 25/F D 443 ft² 25/F E 443 ft² 25/F F 631 ft² 26/F A 400 ft² 26/F B 400 ft² 26/F C 813 ft² 26/F D 443 ft² 26/F E 443 ft² 26/F F 631 ft² 27/F A 400 ft² 27/F B 400 ft² 27/F C 813 ft² 27/F D 443 ft² 27/F E 443 ft² 27/F F 631 ft² 28/F A 400 ft² 28/F B 400 ft² 28/F C 813 ft² 28/F D 443 ft² 28/F E 443 ft² 28/F F 631 ft² 29/F A 400 ft² 29/F B 400 ft² 29/F C 813 ft² 29/F D 443 ft² 29/F E 443 ft² 29/F F 631 ft² 30/F A 400 ft² 30/F B 400 ft² 30/F C 813 ft² 30/F D 443 ft² 30/F E 443 ft² 30/F F 631 ft² 31/F A 400 ft² 31/F B 400 ft² 31/F C 813 ft² 31/F D 443 ft² 31/F E 443 ft² 31/F F 631 ft² 32/F A 400 ft² 32/F B 400 ft² 32/F C 813 ft² 32/F D 443 ft² 32/F E 443 ft² 32/F F 631 ft² 33/F A 400 ft² 33/F B 400 ft² 33/F C 813 ft² 33/F E 443 ft² 33/F F 631 ft² 35/F A 35/F C 812 ft² 35/F D 910 ft² 35/F F 628 ft² 36/F A 36/F C 812 ft² 36/F D 910 ft² 36/F F 628 ft² 37/F A 37/F C 812 ft² 37/F D 910 ft² 37/F F 628 ft² 38/F A 1,325 ft² 38/F C 812 ft² 38/F D 910 ft² 38/F F 628 ft² 39/F B 1,220 ft² 39/F C 812 ft² 39/F D 910 ft² 39/F F 628 ft² 40/F C 812 ft² 40/F D 910 ft² 40/F F 628 ft² 41/F A 1,325 ft² 41/F C 812 ft² 41/F D 910 ft² 41/F F 628 ft² 42/F B 1,220 ft² 42/F C 812 ft² 42/F D 910 ft² 42/F F 628 ft² 43/F C 812 ft² 43/F D 910 ft² 43/F F 628 ft² 45/F A 1,727 ft² 45/F C 1,680 ft² 45/F D 1,846 ft² 45/F F 1,267 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$19.77M

≈ HK$24,352 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.93M, with repayments around HK$67,083/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$63,125

−HK$3,958/mo

▼ 0.25% · 3.875%

HK$65,088

−HK$1,995/mo

Today · 4.125%

HK$67,083

baseline

▲ 0.50% · 4.625%

HK$71,165

+HK$4,082/mo

Deposit HK$5.93M · loan HK$13.84M · min. income ≈ HK$134,166/mo (50% DSR)

Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$741,515 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Wan Station

≈ 5 min walk · 351 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (30 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 38/F
Flat: C
Saleable Area: 812 Saleable ft²
Gross Area: 1,102 ft²
Efficiency: 74%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-04-14	HK$23.70M	+23.6% 6.7y · 4.0%/yr	HK$29,187	HK$21,506
2014-07-08	HK$19.18M	+30.7%	HK$23,621	HK$17,405
2010-04-13	HK$14.68M	+12.9%	HK$18,079	HK$13,321
2005-10-24	HK$13.00M	—	HK$16,010	HK$11,797

Other appraised units in this building

Data sourced from Renavon.com