▼ 0.50% · 3.625%
HK$19,228
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,826
−HK$608/mo
Today · 4.125%
HK$20,434
baseline
▲ 0.50% · 4.625%
HK$21,677
+HK$1,243/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,868/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,391
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,965
−HK$582/mo
Today · 4.125%
HK$22,547
baseline
▲ 0.50% · 4.625%
HK$23,736
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,094/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,151
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,809
−HK$669/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,845
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,530
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,162
−HK$640/mo
Today · 4.125%
HK$24,802
baseline
▲ 0.50% · 4.625%
HK$26,109
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,604/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,074
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$729/mo
Today · 4.125%
HK$24,521
baseline
▲ 0.50% · 4.625%
HK$26,013
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,042/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,358
−HK$698/mo
Today · 4.125%
HK$27,056
baseline
▲ 0.50% · 4.625%
HK$28,483
+HK$1,427/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,112/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,997
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$790/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$28,181
+HK$1,617/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,809
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,555
−HK$756/mo
Today · 4.125%
HK$29,311
baseline
▲ 0.50% · 4.625%
HK$30,856
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,622/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,920
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$851/mo
Today · 4.125%
HK$28,608
baseline
▲ 0.50% · 4.625%
HK$30,348
+HK$1,740/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,216/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,948
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,751
−HK$815/mo
Today · 4.125%
HK$31,566
baseline
▲ 0.50% · 4.625%
HK$33,230
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,132/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,740
−HK$911/mo
Today · 4.125%
HK$30,651
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,865/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,302/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,948
−HK$873/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$973/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,684
+HK$1,989/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,226
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$931/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$37,977
+HK$1,902/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,688
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,705
−HK$1,033/mo
Today · 4.125%
HK$34,738
baseline
▲ 0.50% · 4.625%
HK$36,852
+HK$2,114/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$69,476/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,365
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,341
−HK$989/mo
Today · 4.125%
HK$38,330
baseline
▲ 0.50% · 4.625%
HK$40,350
+HK$2,020/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$76,660/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,611
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,688
−HK$1,093/mo
Today · 4.125%
HK$36,781
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$2,238/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,562/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,504
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,048/mo
Today · 4.125%
HK$40,585
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,139/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,170/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,976 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).