▼ 0.50% · 3.625%
HK$20,132
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,758
−HK$636/mo
Today · 4.125%
HK$21,394
baseline
▲ 0.50% · 4.625%
HK$22,696
+HK$1,302/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,788/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,997
−HK$609/mo
Today · 4.125%
HK$23,606
baseline
▲ 0.50% · 4.625%
HK$24,851
+HK$1,245/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,212/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,145
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,834
−HK$700/mo
Today · 4.125%
HK$23,534
baseline
▲ 0.50% · 4.625%
HK$24,966
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$47,068/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,636
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,297
−HK$670/mo
Today · 4.125%
HK$25,967
baseline
▲ 0.50% · 4.625%
HK$27,336
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.86M · min. income ≈ HK$51,934/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,910
−HK$763/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,235
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,596
−HK$732/mo
Today · 4.125%
HK$28,328
baseline
▲ 0.50% · 4.625%
HK$29,821
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,656/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,171
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,985
−HK$827/mo
Today · 4.125%
HK$27,812
baseline
▲ 0.50% · 4.625%
HK$29,505
+HK$1,693/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,624/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,115
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,896
−HK$792/mo
Today · 4.125%
HK$30,688
baseline
▲ 0.50% · 4.625%
HK$32,306
+HK$1,618/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,376/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,061
−HK$891/mo
Today · 4.125%
HK$29,952
baseline
▲ 0.50% · 4.625%
HK$31,774
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,904/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,355
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,196
−HK$853/mo
Today · 4.125%
HK$33,049
baseline
▲ 0.50% · 4.625%
HK$34,791
+HK$1,742/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,098/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,198
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,137
−HK$954/mo
Today · 4.125%
HK$32,091
baseline
▲ 0.50% · 4.625%
HK$34,044
+HK$1,953/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,182/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,594
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,495
−HK$915/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,276
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,211
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,213
−HK$1,018/mo
Today · 4.125%
HK$34,231
baseline
▲ 0.50% · 4.625%
HK$36,313
+HK$2,082/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,462/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,834
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$975/mo
Today · 4.125%
HK$37,770
baseline
▲ 0.50% · 4.625%
HK$39,761
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,540/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,288
−HK$1,082/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,583
+HK$2,213/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,074
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,036/mo
Today · 4.125%
HK$40,131
baseline
▲ 0.50% · 4.625%
HK$42,246
+HK$2,115/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,262/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,237
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,364
−HK$1,145/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,853
+HK$2,344/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,313
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,395
−HK$1,096/mo
Today · 4.125%
HK$42,491
baseline
▲ 0.50% · 4.625%
HK$44,731
+HK$2,240/mo
Deposit HK$883K · loan HK$7.95M · min. income ≈ HK$84,982/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).