▼ 0.50% · 3.625%
HK$20,259
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,889
−HK$640/mo
Today · 4.125%
HK$21,529
baseline
▲ 0.50% · 4.625%
HK$22,839
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,058/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,538
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$613/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,007
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,285
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,978
−HK$704/mo
Today · 4.125%
HK$23,682
baseline
▲ 0.50% · 4.625%
HK$25,123
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,364/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,791
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,456
−HK$675/mo
Today · 4.125%
HK$26,131
baseline
▲ 0.50% · 4.625%
HK$27,508
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,262/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,310
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,067
−HK$768/mo
Today · 4.125%
HK$25,835
baseline
▲ 0.50% · 4.625%
HK$27,407
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,670/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,045
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$735/mo
Today · 4.125%
HK$28,506
baseline
▲ 0.50% · 4.625%
HK$30,009
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,012/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,336
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$832/mo
Today · 4.125%
HK$27,988
baseline
▲ 0.50% · 4.625%
HK$29,691
+HK$1,703/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,976/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,299
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,085
−HK$797/mo
Today · 4.125%
HK$30,882
baseline
▲ 0.50% · 4.625%
HK$32,510
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,764/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$897/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$858/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$1,753/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,333
−HK$961/mo
Today · 4.125%
HK$32,294
baseline
▲ 0.50% · 4.625%
HK$34,259
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,588/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,806
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,713
−HK$920/mo
Today · 4.125%
HK$35,633
baseline
▲ 0.50% · 4.625%
HK$37,511
+HK$1,878/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,266/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,414
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$1,025/mo
Today · 4.125%
HK$34,447
baseline
▲ 0.50% · 4.625%
HK$36,543
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,894/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,060
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$981/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,012
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,440
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,511
−HK$1,089/mo
Today · 4.125%
HK$36,600
baseline
▲ 0.50% · 4.625%
HK$38,827
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,200/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,314
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,342
−HK$1,042/mo
Today · 4.125%
HK$40,384
baseline
▲ 0.50% · 4.625%
HK$42,513
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,768/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,466
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,600
−HK$1,152/mo
Today · 4.125%
HK$38,752
baseline
▲ 0.50% · 4.625%
HK$41,110
+HK$2,358/mo
Deposit HK$888K · loan HK$8.00M · min. income ≈ HK$77,504/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,568
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,656
−HK$1,104/mo
Today · 4.125%
HK$42,760
baseline
▲ 0.50% · 4.625%
HK$45,013
+HK$2,253/mo
Deposit HK$888K · loan HK$8.00M · min. income ≈ HK$85,520/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).