▼ 0.50% · 3.625%
HK$20,121
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,747
−HK$636/mo
Today · 4.125%
HK$21,383
baseline
▲ 0.50% · 4.625%
HK$22,684
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,766/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,385
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,985
−HK$609/mo
Today · 4.125%
HK$23,594
baseline
▲ 0.50% · 4.625%
HK$24,838
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,188/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,133
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,822
−HK$699/mo
Today · 4.125%
HK$23,521
baseline
▲ 0.50% · 4.625%
HK$24,953
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,042/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,623
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,283
−HK$670/mo
Today · 4.125%
HK$25,953
baseline
▲ 0.50% · 4.625%
HK$27,321
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,906/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,145
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$763/mo
Today · 4.125%
HK$25,660
baseline
▲ 0.50% · 4.625%
HK$27,221
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,320/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,582
−HK$731/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$29,805
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,158
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,971
−HK$827/mo
Today · 4.125%
HK$27,798
baseline
▲ 0.50% · 4.625%
HK$29,489
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,596/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,880
−HK$792/mo
Today · 4.125%
HK$30,672
baseline
▲ 0.50% · 4.625%
HK$32,289
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,344/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,170
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$890/mo
Today · 4.125%
HK$29,936
baseline
▲ 0.50% · 4.625%
HK$31,758
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,872/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,339
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,179
−HK$853/mo
Today · 4.125%
HK$33,032
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,064/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,182
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$953/mo
Today · 4.125%
HK$32,074
baseline
▲ 0.50% · 4.625%
HK$34,026
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,148/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,577
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,477
−HK$914/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,257
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,194
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,195
−HK$1,018/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,295
+HK$2,082/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,815
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,776
−HK$974/mo
Today · 4.125%
HK$37,750
baseline
▲ 0.50% · 4.625%
HK$39,740
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,500/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,206
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,270
−HK$1,081/mo
Today · 4.125%
HK$36,351
baseline
▲ 0.50% · 4.625%
HK$38,563
+HK$2,212/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,702/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,054
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,074
−HK$1,036/mo
Today · 4.125%
HK$40,110
baseline
▲ 0.50% · 4.625%
HK$42,224
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,220/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,218
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$1,144/mo
Today · 4.125%
HK$38,489
baseline
▲ 0.50% · 4.625%
HK$40,831
+HK$2,342/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,978/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,292
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,096/mo
Today · 4.125%
HK$42,469
baseline
▲ 0.50% · 4.625%
HK$44,708
+HK$2,239/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,938/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).