▼ 0.50% · 3.625%
HK$17,511
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,056
−HK$554/mo
Today · 4.125%
HK$18,610
baseline
▲ 0.50% · 4.625%
HK$19,742
+HK$1,132/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,220/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,481
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,004
−HK$530/mo
Today · 4.125%
HK$20,534
baseline
▲ 0.50% · 4.625%
HK$21,616
+HK$1,082/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,068/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,263
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$608/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,716
+HK$1,246/mo
Deposit HK$3.46M · loan HK$4.22M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,429
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,004
−HK$583/mo
Today · 4.125%
HK$22,587
baseline
▲ 0.50% · 4.625%
HK$23,778
+HK$1,191/mo
Deposit HK$3.46M · loan HK$4.22M · min. income ≈ HK$45,174/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,014
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,667
−HK$664/mo
Today · 4.125%
HK$22,331
baseline
▲ 0.50% · 4.625%
HK$23,690
+HK$1,359/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$44,662/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$637/mo
Today · 4.125%
HK$24,641
baseline
▲ 0.50% · 4.625%
HK$25,939
+HK$1,298/mo
Deposit HK$3.07M · loan HK$4.61M · min. income ≈ HK$49,282/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$719/mo
Today · 4.125%
HK$24,192
baseline
▲ 0.50% · 4.625%
HK$25,664
+HK$1,472/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$48,384/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$689/mo
Today · 4.125%
HK$26,694
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,407/mo
Deposit HK$2.69M · loan HK$4.99M · min. income ≈ HK$53,388/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,279
−HK$774/mo
Today · 4.125%
HK$26,053
baseline
▲ 0.50% · 4.625%
HK$27,639
+HK$1,586/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$52,106/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$742/mo
Today · 4.125%
HK$28,747
baseline
▲ 0.50% · 4.625%
HK$30,263
+HK$1,516/mo
Deposit HK$2.30M · loan HK$5.38M · min. income ≈ HK$57,494/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,084
−HK$830/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,699/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$795/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,623/mo
Deposit HK$1.92M · loan HK$5.76M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,890
−HK$885/mo
Today · 4.125%
HK$29,775
baseline
▲ 0.50% · 4.625%
HK$31,587
+HK$1,812/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$59,550/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,170
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,006
−HK$848/mo
Today · 4.125%
HK$32,854
baseline
▲ 0.50% · 4.625%
HK$34,586
+HK$1,732/mo
Deposit HK$1.54M · loan HK$6.14M · min. income ≈ HK$65,708/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,769
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$941/mo
Today · 4.125%
HK$31,636
baseline
▲ 0.50% · 4.625%
HK$33,561
+HK$1,925/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$63,272/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,118
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$901/mo
Today · 4.125%
HK$34,907
baseline
▲ 0.50% · 4.625%
HK$36,747
+HK$1,840/mo
Deposit HK$1.15M · loan HK$6.53M · min. income ≈ HK$69,814/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,521
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,501
−HK$996/mo
Today · 4.125%
HK$33,497
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$2,038/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$66,994/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,066
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,007
−HK$954/mo
Today · 4.125%
HK$36,961
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$1,948/mo
Deposit HK$768K · loan HK$6.91M · min. income ≈ HK$73,922/mo (50% DSR)
Upfront cash ≈ HK$998K (deposit + AVD stamp duty HK$230,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).