▼ 0.50% · 3.625%
HK$19,457
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$20,063
−HK$614/mo
Today · 4.125%
HK$20,677
baseline
▲ 0.50% · 4.625%
HK$21,936
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,354/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$589/mo
Today · 4.125%
HK$22,816
baseline
▲ 0.50% · 4.625%
HK$24,018
+HK$1,202/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,632/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,403
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,069
−HK$676/mo
Today · 4.125%
HK$22,745
baseline
▲ 0.50% · 4.625%
HK$24,129
+HK$1,384/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,490/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,811
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,449
−HK$648/mo
Today · 4.125%
HK$25,097
baseline
▲ 0.50% · 4.625%
HK$26,420
+HK$1,323/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,194/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,349
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$738/mo
Today · 4.125%
HK$24,813
baseline
▲ 0.50% · 4.625%
HK$26,323
+HK$1,510/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,626/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,975
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,672
−HK$707/mo
Today · 4.125%
HK$27,379
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,443/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,758/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,294
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,081
−HK$800/mo
Today · 4.125%
HK$26,881
baseline
▲ 0.50% · 4.625%
HK$28,516
+HK$1,635/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,762/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,140
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$765/mo
Today · 4.125%
HK$29,660
baseline
▲ 0.50% · 4.625%
HK$31,224
+HK$1,564/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,320/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,240
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$860/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,762/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,304
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$825/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,625
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,186
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,094
−HK$922/mo
Today · 4.125%
HK$31,016
baseline
▲ 0.50% · 4.625%
HK$32,903
+HK$1,887/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,032/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,469
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,340
−HK$883/mo
Today · 4.125%
HK$34,223
baseline
▲ 0.50% · 4.625%
HK$36,027
+HK$1,804/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,446/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,100
−HK$984/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$35,097
+HK$2,013/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,634
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,563
−HK$942/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$1,924/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,077
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,106
−HK$1,046/mo
Today · 4.125%
HK$35,152
baseline
▲ 0.50% · 4.625%
HK$37,291
+HK$2,139/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,304/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,798
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,785
−HK$1,001/mo
Today · 4.125%
HK$38,786
baseline
▲ 0.50% · 4.625%
HK$40,831
+HK$2,045/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,572/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,023
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,113
−HK$1,106/mo
Today · 4.125%
HK$37,219
baseline
▲ 0.50% · 4.625%
HK$39,484
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,438/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,963
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,008
−HK$1,060/mo
Today · 4.125%
HK$41,068
baseline
▲ 0.50% · 4.625%
HK$43,233
+HK$2,165/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,136/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).