▼ 0.50% · 3.625%
HK$20,718
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,362
−HK$655/mo
Today · 4.125%
HK$22,017
baseline
▲ 0.50% · 4.625%
HK$23,356
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,034/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,048
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$627/mo
Today · 4.125%
HK$24,293
baseline
▲ 0.50% · 4.625%
HK$25,574
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,586/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,789
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$720/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$690/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,861
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$786/mo
Today · 4.125%
HK$26,420
baseline
▲ 0.50% · 4.625%
HK$28,028
+HK$1,608/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,840/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,399
−HK$753/mo
Today · 4.125%
HK$29,152
baseline
▲ 0.50% · 4.625%
HK$30,689
+HK$1,537/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,304/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,933
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,771
−HK$851/mo
Today · 4.125%
HK$28,622
baseline
▲ 0.50% · 4.625%
HK$30,363
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,244/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,963
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,766
−HK$815/mo
Today · 4.125%
HK$31,581
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,162/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,005
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$916/mo
Today · 4.125%
HK$30,823
baseline
▲ 0.50% · 4.625%
HK$32,699
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,646/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,267
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,133
−HK$878/mo
Today · 4.125%
HK$34,011
baseline
▲ 0.50% · 4.625%
HK$35,803
+HK$1,792/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,022/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,043
−HK$982/mo
Today · 4.125%
HK$33,025
baseline
▲ 0.50% · 4.625%
HK$35,035
+HK$2,010/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,050/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,572
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$941/mo
Today · 4.125%
HK$36,440
baseline
▲ 0.50% · 4.625%
HK$38,361
+HK$1,921/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,880/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$1,048/mo
Today · 4.125%
HK$35,227
baseline
▲ 0.50% · 4.625%
HK$37,370
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,454/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,877
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,866
−HK$1,003/mo
Today · 4.125%
HK$38,869
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,049/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,738/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,220
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,315
−HK$1,113/mo
Today · 4.125%
HK$37,428
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,856/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,182
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,233
−HK$1,066/mo
Today · 4.125%
HK$41,299
baseline
▲ 0.50% · 4.625%
HK$43,476
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,598/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,292
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,452
−HK$1,178/mo
Today · 4.125%
HK$39,630
baseline
▲ 0.50% · 4.625%
HK$42,042
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,260/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,487
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,599
−HK$1,129/mo
Today · 4.125%
HK$43,728
baseline
▲ 0.50% · 4.625%
HK$46,033
+HK$2,305/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,456/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).