▼ 0.50% · 3.625%
HK$21,770
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,448
−HK$688/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,543
+HK$1,407/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,219
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$659/mo
Today · 4.125%
HK$25,528
baseline
▲ 0.50% · 4.625%
HK$26,873
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,056/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,947
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,692
−HK$757/mo
Today · 4.125%
HK$25,449
baseline
▲ 0.50% · 4.625%
HK$26,998
+HK$1,549/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,898/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,356
−HK$725/mo
Today · 4.125%
HK$28,081
baseline
▲ 0.50% · 4.625%
HK$29,561
+HK$1,480/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,162/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,124
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,937
−HK$826/mo
Today · 4.125%
HK$27,763
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,689/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,526/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,063
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,843
−HK$790/mo
Today · 4.125%
HK$30,633
baseline
▲ 0.50% · 4.625%
HK$32,248
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,266/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,301
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,182
−HK$894/mo
Today · 4.125%
HK$30,076
baseline
▲ 0.50% · 4.625%
HK$31,906
+HK$1,830/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,152/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,485
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$857/mo
Today · 4.125%
HK$33,186
baseline
▲ 0.50% · 4.625%
HK$34,935
+HK$1,749/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,372/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,427
−HK$963/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,361
+HK$1,971/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,907
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,816
−HK$923/mo
Today · 4.125%
HK$35,739
baseline
▲ 0.50% · 4.625%
HK$37,623
+HK$1,884/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,478/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$1,032/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,815
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,329
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,303
−HK$989/mo
Today · 4.125%
HK$38,292
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,018/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,584/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,833
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,916
−HK$1,101/mo
Today · 4.125%
HK$37,017
baseline
▲ 0.50% · 4.625%
HK$39,269
+HK$2,252/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,034/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,790
−HK$1,054/mo
Today · 4.125%
HK$40,844
baseline
▲ 0.50% · 4.625%
HK$42,997
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,688/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,010
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,161
−HK$1,169/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,724
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,173
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,120/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$45,685
+HK$2,288/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,187
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$40,406
−HK$1,238/mo
Today · 4.125%
HK$41,644
baseline
▲ 0.50% · 4.625%
HK$44,178
+HK$2,534/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,288/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,595
−HK$2,355/mo
▼ 0.25% · 3.875%
HK$44,764
−HK$1,186/mo
Today · 4.125%
HK$45,950
baseline
▲ 0.50% · 4.625%
HK$48,372
+HK$2,422/mo
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$91,900/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).